Ndiga is an Associate in the Real Estate and Banking practices of IKM. Her specialisation is centred on structured finance.

Her key mandates include syndicated lending transactions, line of credit arrangements, legal due diligence exercises, reviewing, drafting and perfecting securities and conveyancing.


Ndiga began her legal career in IKM as an intern and thereafter rejoined the firm as a Pupil and became an Associate in 2016.



  • Catholic University of Eastern Africa, Bachelor of Law (LLB)(2010-2013
  • Kenya School of Law(2014-2015)
  • Chartered Institute of Arbitrators (Accelerated Route to Membership)(July 2015)

Professional Qualifications

  • Advocate of the High Court of Kenya
  • Kenya School of Law

Key experience

  • Acting for a Kenyan Company and its subsidiaries in a Syndicated lending by International Finance Corporation , Société De Promotion Et De Participation Pour La Coopération and International Finance Corporation for US$57,5 million.
  • Acted for three foreign lenders on a US$600 million syndicated medium-term loan to the Government of Kenya.
  • Acted for a consortium of six lenders on a US$350 million debt financing to Kenya Pipeline Company Limited for the replacement of a multi-product pipeline.
  • Acted for a Regional Bank in a Line of Credit arrangement worth US$50 million to be extended to Chase Bank (Kenya) Limited.
  • Currently structuring, drafting and ensuring the perfection of easement agreements and land acquisition arrangements for 7 Hydropower Projects by a local Company across the country.
  • Carried out a Legal Due Diligence on Jamii Bora Bank Limited tofacilitate a proposed equity investment by an international investor in Jamii Bora Bank Limited.
  • Carried out a Legal Due Diligence on Equity Bank (Kenya) Limited representing a regional multilateral bank in a   Line of Credit arrangement to Equity Bank (Kenya) Limited worth US$148 million.
  • Acts for various local Banks in the reviewing, preparation and perfecting of various security documents to secure term loan, mortgage, and overdraft and invoice discounting facilities extended to their customers.

Experience record

  • 2013

    Intern, IKM Advocates.

  • 2015

    Pupil, IKM Advocates.

  • 2016

    Associate, IKM Advocates.

Languages spoken

  • 100
English - Excellent
  • 80
Kiswahili - Good